# Michael Hewett

> Senior consultant and solution architect with 19+ years across banking, finance, defence and government — shipping complex products and scaling the teams behind them.

- Role: Senior IT Consultant · Solution Architect · Engineering Lead
- Location: Sydney, Australia
- Business: The Michael Hewett Company · ABN 31 769 705 046 ([ABR record](https://abr.business.gov.au/ABN/View?abn=31769705046))
- Legal entity: Michael Wade Hewett (sole trader)
- Contact: contact@they2t.io
- Website: https://they2t.io/
- GitHub: https://github.com/TheY2T
- LinkedIn: https://www.linkedin.com/in/michaelhewett/
- YouTube: https://youtube.com/TheY2T

## Case studies

- [Zealth](https://they2t.io/projects/zealth.md): A white-label digital lending-origination SaaS for Australian lenders — architected and led from greenfield to a live containerised deployment in roughly four months.
- [Ark](https://they2t.io/projects/ark.md): Digizoo's multi-tenant, white-label banking and lending middleware — an API orchestration platform that lets banks own their customer experience while keeping vendor flexibility across core banking, identity, address and messaging systems.
- [Greater Bank Native Apps](https://they2t.io/projects/greater-bank.md): Led development and architecture of Greater Bank's first native iOS and Android apps — and grew the mobile capability from zero to a 30+ engineer team.
- [Ampol App](https://they2t.io/projects/ampol.md): Worked on building a Kotlin re-write of the flagship Android app for one of Australia's largest fuel and convenience retailers — modernising incrementally with zero disruption to customers.
- [Afterpay US Lending](https://they2t.io/projects/afterpay.md): Delivered a US consumer-lending experience end to end in the Afterpay app for a global buy-now-pay-later provider, across React and React Native.

## Experience

- Solution Architect & Lead Engineer, Zealth — Digizoo product (Feb 2026 – Present): Architected and led the build of a white-label digital lending-origination SaaS for Australian lenders, taking it from greenfield to a live containerised deployment in roughly four months.
- Backend & Platform Engineer / Frontend Lead, Ark — Digizoo platform (Jul 2023 – Present): Digizoo's multi-tenant, white-label banking and lending middleware — an API orchestration platform that lets banks own their customer experience while keeping vendor flexibility. Initially frontend lead for the React Native experience layer, then focused on backend and API delivery across three major releases.
- Senior Android Developer, Ampol (Feb 2024 – Aug 2024): Led the ground-up Kotlin re-write of the flagship consumer app for one of Australia's largest fuel and convenience retailers.
- React Native Developer, Afterpay (Feb 2022 – Jul 2023): Delivered a US consumer-lending experience end to end in the Afterpay app for a global buy-now-pay-later provider.
- Team Lead & Mobile Architect, Greater Bank (Feb 2019 – Feb 2022): Led development and architecture of Greater Bank's first native iOS and Android apps as part of a digital transformation programme.
- Mobile & Technical Consultant, Pacific National & Westpac (Mar 2018 – Feb 2019): Field-mobility apps for a national rail freight operator, and an institutional banking platform upgrade.
- Development Consultant, Kloud Solutions (Aug 2016 – Mar 2018): Professional and managed-services specialist in cloud computing.
- Technical Consultant, Fujitsu Australia (Jan 2010 – Aug 2016): Web systems, mobile apps, cloud services and rich-client applications for Fujitsu clients.
- Applications Developer · Software Engineer, CBH Group · Thales Australia (2006 – 2012): Early career across a major grain-handling cooperative and a defence software house.