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MH

Lane Cove North, NSW, Australia

Michael Hewett

Senior IT Consultant/ Solution Architect/ Engineering Lead

Senior consultant and solution architect with 19+ years across banking, finance, defence and government — shipping complex products and scaling the teams behind them.

19+
Years in industry
30+
Engineers led & grown
170+
APIs standardised on Ark
~4mo
Zealth: greenfield to live
00About

Architecture, delivery, and the teams behind it

I'm a senior IT consultant and solution architect with 19+ yearsacross banking, finance, defence and government. I architected a white-label lending SaaS from greenfield to production, and led backend delivery across three major releases of a multi-tenant banking middleware platform.

My strengths sit in API and integration architecture, full-stack and native mobile, cloud and DevOps (Azure, Kubernetes, Terraform) and applied AI — with a track record of shipping complex products and scaling the teams behind them. I care about spec-first design, managed breaking changes that don't break anyone, and systems that stay maintainable long after launch.

01Selected work

Featured projects

DigizooFeb 2026 – Present

Zealth

Solution Architect & Lead Engineer

A white-label digital lending-origination SaaS for Australian lenders — architected and led from greenfield to a live containerised deployment in roughly four months.

  • React 19
  • React Router v7
  • TypeScript
  • Tailwind CSS
  • Claude SDK
  • +7
Read case study
DigizooJul 2023 – Present

Ark

Backend & Platform Engineer / Frontend Lead

Digizoo's multi-tenant, white-label banking and lending middleware — an API orchestration platform that lets banks own their customer experience while keeping vendor flexibility across core banking, identity, address and messaging systems.

  • TypeScript
  • NestJS
  • Prisma
  • SQL Server
  • Temporal.io
  • +7
Read case study
Greater BankFeb 2019 – Feb 2022

Greater Bank Native Apps

Team Lead & Mobile Architect

Led development and architecture of Greater Bank's first native iOS and Android apps — and grew the mobile capability from zero to a 30+ engineer team.

  • Swift
  • UIKit
  • Kotlin
  • Android
  • iOS
  • +1
Read case study
AmpolFeb 2024 – Aug 2024

Ampol App Re-write

Senior Android Developer

Led the ground-up Kotlin re-write of the flagship Android app for one of Australia's largest fuel and convenience retailers — modernising incrementally with zero disruption to customers.

  • Kotlin
  • Android
  • Jetpack Compose
Read case study
AfterpayFeb 2022 – Jul 2023

Afterpay US Lending

React Native Developer

Delivered a US consumer-lending experience end to end in the Afterpay app for a global buy-now-pay-later provider, across React and React Native.

  • React Native
  • React
  • TypeScript
Read case study

All projects →

02Career

Experience

  1. Zealth — Digizoo product

    Feb 2026 – Present

    Solution Architect & Lead Engineer

    Architected and led the build of a white-label digital lending-origination SaaS for Australian lenders, taking it from greenfield to a live containerised deployment in roughly four months.

    • Delivered a white-label lending-origination SaaS from greenfield to live deployment in ~4 months as lead engineer and primary contributor.
    • Designed a schema-driven form engine rendering ~30 field types from a single typed contract — reused across the app, a drag-and-drop builder and an AI generator.
    • Built an AI Design-to-Code tool on the Anthropic Claude SDK converting Figma designs into validated form schemas.
    • React 19
    • React Router v7
    • TypeScript
    • Tailwind CSS
    • Claude SDK
    • Zod
    • Playwright
    • ArgoCD
    • k3s
    • Terraform
    • Buildkite
  2. Ark — Digizoo platform

    Jul 2023 – Present

    Backend & Platform Engineer / Frontend Lead

    Digizoo's multi-tenant, white-label banking and lending middleware — an API orchestration platform that lets banks own their customer experience while keeping vendor flexibility. Initially frontend lead for the React Native experience layer, then focused on backend and API delivery across three major releases.

    • Anchored the v2.0.0 release by leading the backend migration from a legacy customer entity to a unified parties model, behind a managed breaking change with zero production incidents.
    • Unified two third-party identity-verification vendors behind a single vendor-agnostic KYX API contract.
    • Retired legacy authentication and consolidated on OAuth2 / Microsoft Entra ID with a five-tier endpoint authorisation model.
    • Standardised the error contract across ~170 endpoints and 7 services onto a domain-classification taxonomy.
    • TypeScript
    • NestJS
    • Prisma
    • SQL Server
    • Temporal.io
    • OpenAPI
    • Zod
    • OAuth2 / Entra ID
    • Azure
    • AKS
    • Terraform
    • Buildkite
  3. Ampol

    Feb 2024 – Aug 2024

    Senior Android Developer

    Led the ground-up Kotlin re-write of the flagship consumer app for one of Australia's largest fuel and convenience retailers.

    • Led the ground-up Kotlin re-write using a strangler-pattern approach so the app modernised incrementally without disrupting the existing customer base.
    • Kept the app shipping to production on an uninterrupted release cadence throughout the full rebuild.
    • Kotlin
    • Android
    • Jetpack Compose
  4. Afterpay

    Feb 2022 – Jul 2023

    React Native Developer

    Delivered a US consumer-lending experience end to end in the Afterpay app for a global buy-now-pay-later provider.

    • Delivered a US consumer-lending experience end to end, working across Afterpay's React and React Native stack to let customers apply for short-term loans.
    • Shipped consumer-lending features across web and mobile against Afterpay's core framework, payment systems and shared React/React Native clients.
    • React Native
    • React
    • TypeScript
  5. Greater Bank

    Feb 2019 – Feb 2022

    Team Lead & Mobile Architect

    Led development and architecture of Greater Bank's first native iOS and Android apps as part of a digital transformation programme.

    • Established the codebases, coding standards and engineering practices from scratch for the bank's first native apps.
    • Grew the bank's native mobile capability from zero to a 30+ engineer iOS/Android team, defining hiring, standards and mentoring.
    • Owned the mobile technical roadmap end to end, from experience definition through delivery to retail customers.
    • Swift
    • UIKit
    • Kotlin
    • Android
    • iOS
    • Mentoring
  6. Pacific National & Westpac

    Mar 2018 – Feb 2019

    Mobile & Technical Consultant

    Field-mobility apps for a national rail freight operator, and an institutional banking platform upgrade.

    • Built iOS and Android field-worker apps for Pacific National's Fast Apps programme, digitising rail-yard wagon inventory and consist management.
    • Upgraded Westpac's institutional banking (WIB) platform from Backbase 5.5 to 5.7 with no disruption to live banking services.
    • iOS
    • Android
    • Backbase
  7. Kloud Solutions

    Aug 2016 – Mar 2018

    Development Consultant

    Professional and managed-services specialist in cloud computing.

    • Rebuilt the front end of iPower — PwC Australia's practice-management system — on Angular with a library of reusable framework components.
    • Delivered the Normandy project for the Department of Education & Training using .NET Service Fabric and Angular 2 across on-premise and cloud.
    • Angular
    • .NET
    • Service Fabric
    • xUnit
  8. Fujitsu Australia

    Jan 2010 – Aug 2016

    Technical Consultant

    Web systems, mobile apps, cloud services and rich-client applications for Fujitsu clients.

    • Delivered the Northern Territory Government Grants Management System as a ground-up build in .NET MVC, Entity Framework and SQL over a two-and-a-half-year programme.
    • Led technical quality and DevOps for the ABS Perpetual delivery, establishing code-quality standards and build-health/test-coverage reporting.
    • Contributed to the National Rail Safety Regulator (RegIS) system and built a WPF touch-screen application for grain load/discharge tracking.
    • .NET MVC
    • Entity Framework
    • SQL
    • WPF
    • DevOps
  9. CBH Group · Thales Australia

    2006 – 2012

    Applications Developer · Software Engineer

    Early career across a major grain-handling cooperative and a defence software house.

    • CBH Group (2011–2012) — applications for a major Western Australian grain-handling cooperative.
    • Thales Australia (2006–2009) — enhancements and defect fixes to mission-critical defence systems in teams of 6–25, predominantly in Java.
    • Java
    • C#
    • .NET
03Toolkit

Core skills

01

Architecture & Platforms

  • Solution architecture
  • API & integration middleware
  • Microservices
  • Backend-for-frontend (BFF)
  • Multi-tenant / white-label platforms
  • Connector orchestration & routing
  • Durable workflows (Temporal.io)
  • Spec-first APIs (OpenAPI)
  • Schema-driven systems
02

Backend

  • TypeScript
  • NestJS
  • Node.js
  • Prisma ORM
  • SQL Server
  • PostgreSQL
  • REST APIs
  • Zod validation
  • .NET / C# (legacy)
03

Frontend & Mobile

  • React
  • React Router
  • React Native
  • iOS — Swift, SwiftUI, UIKit
  • Android — Kotlin, Jetpack Compose
  • Tailwind CSS
  • Angular (legacy)
04

Cloud & DevOps

  • Microsoft Azure (AKS, Entra ID, Key Vault)
  • Terraform / Terragrunt
  • Kubernetes / Kustomize
  • ArgoCD (GitOps)
  • Docker
  • Buildkite
  • GitHub Actions
  • OpenTelemetry observability
05

AI

  • Anthropic Claude API / SDK
  • LLM-driven code & content generation
  • Structured outputs
  • Design-to-code automation
06

Ways of working

  • Technical leadership & mentoring
  • Agile / Scrum
  • BDD (Cucumber)
  • Test-driven development
  • CI/CD & release management
  • Stakeholder management
04Video

On YouTube

YouTube

@TheY2T

Away from the keyboard I game competitively-ish. @TheY2T is where I post the results: Hitman master-difficulty speedruns, aim-training runs and the occasional new release.

05Contact

Let's talk

Open to senior consulting, solution architecture and engineering-leadership work — especially in banking, finance and platform/API-heavy domains. Drop a message and I'll get back to you.

[email protected]

or email [email protected]